yeah but I don't expect the pet to have many problems the first few years. you'll have $2000 every 5-6 years. I guess it really comes down to what pet you have. If you get a golden retriever you have to know that you're going to get boned by the bills when it gets older. We have cats and other than the initial bills after 7+ years the only big trip to the vet was for a cyst in an ear. If you're going to get a pet that is known to have issues then yeah, you should probably get insurance but if not, then I don't see why you shouldn't just set aside money yourself
I'm not saying the idea of this type of self-insurance is wrong, but I do have reason to suspect there might be a wider benefit to getting a plan.
The last time I tried to get treatment for a cat, I was told that the reason I couldn't get an early appointment with the vet was that the pets with insurance coverage took precedence. The only way I could jump the line was to opt for emergen$y treatment.
The insurance coverage in question was that provided by the animal hospital in the same manner as Kaiser Permanente, and the whole spiel might have simply been a means to push me into buying in to the plan.
The vets want a steady revenue stream (don't we all?) and I think insurance is going to be the way of the future.
No, but we can always save it for later
I guess I get a good deal, every claim has been down to accidents.
Slicing pads off because some shit head can't be bothered to put the beer bottle in the bin.
Crashing into trees chasing deer and the odd bite from other dogs when playing.
At the moment its the only insurance that I am making on
But you're right, most insurance is bullshit.
Everybody needs to go out and buy a book and take it home and beat their TV to death with it - Ron Bennington